
We would like to welcome you or your organization to Ocean Crest Federal Credit Union. We're a Federally chartered financial institution owned entirely by our members. With the initial deposit of $25. 00 a new member becomes a shareholder receiving the correct to vote at our annual meeting for the Supervisory Committee, Credit Committee, and Board of Directors. With the money that our members who save have on deposit, we loan to our members who need to borrow. This enables us to pay higher than average rates on our share savings and to charge lower than average rates on our loans.