Coastal Credit Solutions
Credit & Debt Services in San Diego, CA
Debt Settlement is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full. It is appropriate for those with a huge amount of debt but can barely make the minimum payments or those who are considering bankruptcy. The settlement may selection anywhere from 5% to as much as 50% of the original amount owed. In most cases a Debt Settlement will have a negative effect on your credit report. Debt Settlement can either be done by the debtor or with the aid of an expert firm.
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Coastal Credit Solutions
read moreSince 2006, we have helped thousands of consumers get out of debt. In today's economy, it is very common for consumer's to find themselves overwhelmed by credit card debt and in need of debt reduction. Consumers who need more than basic budgeting to pay off debts and are having difficulties making their monthly payments should consider a debt consolidation program in order to get back on track. A debt consolidation program, also known as a debt management program, is the process of consolidating unsecured credit card debt into one monthly payment, often with lower interest rates.
Credit Counseling Agencies
read moreA quick search on the Internet will give you a fairly long list of credit counseling agencies that are available in the market today. If you are new to this side of debt management, selecting the best agency from such a wide array of choices could prove to be one tedious task. Fortunately for you, there are certain criteria and important factors that you should focus on to help you in your search for a credit counseling agency. Arguably, the first thing that you should check when looking through your list of potential credit counseling agencies is each company's background and professional reputation.
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